Why Should You Consider Firearm Liability Insurance?


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It is estimated that 70-80 million Americans own at least one firearm.  A recent Gallup poll indicates that concern over personal safety is the most common reason given for owning a gun.

CLICK HERE FOR MORE INFOMATION ABOUT FIREARM INSURANCE!

But what happens if a law-abiding citizen is actually forced to use a gun to protect his/her self, a loved one, or their personal property?  There will be an investigation – and potentially a criminal trial.  Even an eventual acquittal provides no guarantee that the “victim” or his/her family members won’t sue in civil court.

Frequently Asked Questions

Many homeowner policies specifically exclude firearm use – even in self defense – as a covered exposure, deeming it to be an intentional act.  That leaves the gun owner personally liable for legal expenses, bail bond costs, and any judgments awarded through a civil action.

CONSIDER SOME OF THE FEATURES OF THIS FIREARM LIABILITY:

  • Civil Actions – Legal Defense.  Provides expert legal counsel to protect you against civil litigation arising out of the covered use of a firearm for self-defense.
  • Civil Actions – Indemnity.  In the event of an adverse civil judgment occurring from a covered event, the policy will pay monetary awards (up to the limit of liability).
  • Criminal Actions – Legal Defense Reimbursement.  Policy will reimburse insured for reasonable legal expenses incurred while defending him/herself against criminal charges arising from the use of a firearm in self-defense (up to the limit of liability).
  • Criminal Actions – Legal Defense Retainer.  Advances funds to the insured to cover the cost of retaining legal counsel to defend against a criminal action.
  • Criminal Actions – Bail Bond.  Advances funds to cover the cost of securing a bail bond.
  • Compensation While in Court.  Compensation for loss of earnings resulting from time off taken from work to assist the insurance carrier in the investigation or defense of a covered claim.
  • Firearm Theft Civil Liability.  Provides legal defense for civil actions resulting from bodily injury/property damage caused by firearm stolen from the insured.
  • Psychological Sessions.  Reimbursement for therapy sessions with a licensed professional to help the insured cope with the trauma associated with using a firearm in self-defense.
  • Legal Defense Hotline.  Access to a hotline staffed by legal professionals.  This service is provides advice on questions relating to the use of a firearm in self-defense.

CLICK HERE TO SECURE THIS VALUABLE FIREARM LIABILITY INSURANCE COVERAGE FOR YOUR FAMILY NOW!

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